Mortgage Loans and Programs for Homeowners Looking to Refinance & Buyers Interested in Purchasing a New Home or Investing
Honest, Proven and Nationally Recognized Licensed Mortgage Loan Officer Mark Heppard has 25 years of experience in the Mortgage Industry to YOUR benefit
Is refinancing for you? See if you can lower your mortgage payments with minimal closing costs:
If you are a homeowner with an interest rate of 5% or more, or would like to refinance your home despite vanishing equity, you’re in the right place.
Your first step is to call today to receive a complimentary assessment of your mortgage options. Our experienced processing team will get you to the closing table quickly.
“Mark has helped us with our very first mortgage for current home dating back to 1998. We have since refinanced a number of times and now have a very low rate.Each transaction was fast and hassle free. We trust Marks advise and appreciate him working for our best interests in financing our home.”
Closed refinance loan. West Bloomfield, MI
“Mark Happard’s rates were very competitive. He was extremely helpful and did not apply any pressure tactics to close a loan quickly. Over the years, he has helped me refinance mortgages a number of times and I have referred a number of friends to him who were happy with the rates and service they received (Mark offers no commission for referrals. So, I have no self interest in recommending him so highly.).”
Closed refinance loan. Ann Arbor, MI
“Mark is our go-to guy in real estate matters. He has always been very responsive, and very adaptable to the ever-changing real estate landscape. I would recommend Mark Heppard if you are in the market for a new house or are refinancing.”
Closed refinance loan. Rochester Hills, MI
“Mark is a true professional and understands that the client experince is the most ciritical element in today’s sales service environment. The mortgage process isn’t perfect but Mark helps his client navigate it with transparency and professionalism!”
Closed purchase loan. Canton, MI
“Prompt, professional, efficient. Easy loan process. Contacts us to inform of lower rates with option to refinance when applicable. Was able to help out our referrals who were not able to obtain financing elsewhere. Highly recommend.”
Closed purchase loan. South Lyon, MI
“Although not sure of the actual years, my Wife and I utilized Mark’s services multiple times over the years and found him and his staff to be extremely professional, accessible, honest, straightforward along with having some of the lowest fees for the services provided. Can’t really ask for more!”
Closed refinance loan. Farmington Hills, MI
“New mortgages – 2 of them. Refinancing – 3 times. Mark has been my ‘go to’ mortgage advisor for the past 18 years! I never hesitate to recommend him to any of my friends or family who need a mortgage or refinancing. He and his staff are friendly, helpful, knowledgable and professional. Whether My goal was debt consolidation or an opportunity to take advantage of lower interest rates Mark always gave me options I could work with. Since I am NOT a mortgage expert I am glad I know Mark.”
Closed refinance loan. Southfield, MI